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RISK MANAGEMENT
Risks Relating to our Businesses and Industry
Description & Risk Context
• Disruption or halt in IT operations due to cyber threats • Unavailability of network due to major unforeseen event On account of its diversifified investment portfolio the Group is subject to to various laws and and regulations in in in in in areas such as as insurance health and and and safety (including food security) tourism telecommunication and and media Non-compliance with those laws and and regulations may result in fin license issues disputes litigations severe fifines and and penalties 6
Legal and regulatory compliance risks
Cyber threats Human Capital 7 Talent management and succession challenges
Our people are fundamental to driving our business performance We are facing a a a a a a a a a a a a a talent shortage coupled with an an an inability to to attract and and retain key key personnel and and to to secure backup resources for key key positions as a a a a result of:
• Being an unattractive employer • Wrong perception of the Group • Inexistent or inadequately defifined HR policies • Poor talent management system • Lack of succession planning • Low
employee engagement levels • Lack of investment in in talent development OPERATIONAL EFFICIENCY
BUSINESS PORTFOLIO MANAGEMENT
FINANCIAL RISK MANAGEMENT
SUSTAINABILITY FOCUS
CURRIMJEE JEEWANJEE AND COMPANY LIMITED